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603 W Indiana Avenue , Urbana, IL 61801.
Welcome to the State Streets, one of the most desirable neighborhoods in the City of Urbana. This charming two-story home blends timeless character with thoughtful updates. A welcoming sunroom greets you upon entry, offering a cozy, light-filled space that sets the tone for the rest of the home. The main level features beautiful hardwood floors and a warm, inviting living room centered around a fireplace. The dining room is ideal for gatherings and flows seamlessly onto a spacious back deck-perfect for indoor-outdoor living. The bright, updated kitchen is filled with natural light from large windows and offers ample cabinetry for both style and functionality. A recently updated half bath completes the main floor. Upstairs, you'll find three comfortable bedrooms and a full bathroom, along with charming built-in storage in the hallway that adds both character and convenience. Outside, the front yard showcases thoughtfully curated landscaping, creating a peaceful and private setting. The fenced backyard offers additional space to relax or entertain, and the detached two-car garage provides excellent storage. Recent improvements-including Premium Wood Pella windows (2022), a new roof and gutters (2020), and a new water heater (2025)-offer peace of mind while preserving the home's classic appeal. Move-in ready and ideally located near campus, this home truly offers the perfect balance of location, charm, and modern updates.
MLS ID: 12612867
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603 W Indiana Avenue , Urbana, IL 61801.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $340,000 | $340,000 | $340,000 |
| Down Payment | $68,000 | $11,900 | $85,000 |
| Monthly Mortgage Amount | $1,631 | $2,002 | $2,084 |
| Taxes | $473 | $473 | $473 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $150 | $0 |
| Monthly Estimated Total | $2,204 | $2,725 | $2,657 |